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  • Company Bulletin, ESG
The Babel Tower of Energy Performance Certificate Ratings and Databases in Europe

European DataWarehouse (EDW) is the first securitisation repository in Europe for collecting, validating, and making available for download detailed, standardised and asset class specific loan-level data (LLD) for Asset-Backed Securities

  • Company Bulletin
COVID-19 in SME Data

In late February, towns in the Lombardy region in Italy began going into lockdown, one after the other. Schools, restaurants, shops, and offices all shuttered in what seemed like an

  • Company Bulletin
Special Reporting Guidelines: How to Report Data to Reflect COVID-19

In this article, we hope to provide you with general guidance on how to report loans affected by COVID-19. Specifically, these reporting practices should reflect (i) legislative payment moratoria or

  • Company Bulletin
Securitisation Regulation EU (2017/2402) – the moment of truth

Summer 2020 should mark a very important milestone for the Securitisation Regulation 2017/2402: it is expected that the remaining Regulatory Technical Standards (RTS) will be published in the Official Journal

  • Company Bulletin, ESG
European DataWarehouse Solutions for Energy Efficiency

This is a translated and updated version of an interview conducted by Dario D’Orta with ED Team Members Marco Angheben, Eirini Kanoni and Eugenio Benetti. The original interview was published

  • Company Bulletin
EDITOR October Release

We’ve released a new version of EDITOR which includes important changes to prepare our systems and your company for the next phase of the Securitisation Regulation. So what’s new? Take

  • Data in Use
EDWIN Functionality and Usage to Transition to EDITOR

On October 15th, the ability to upload ECB loan-level data and documentation will transition from the EDWIN website to EDITOR (https://editor.eurodw.eu/). Data Owners/Data Providers will no longer be able to

  • Company Bulletin
We’re Ready

WE’RE PREPARED, SO YOU CAN BE TOO. Starting today, to make it easier for you to comply with the regulations, we have given you access to our new ESMA reporting

  • Company Bulletin
Going Beyond Taxonomies and Templates

Data Quality Management – The How In the first part of our Data Quality Management Series – DQM: The Why, we commented that our DQM framework has not been built

  • Company Bulletin
Why are we, at ED, obsessed with Data Quality?

We collect and store loan-level data as per pre-defined data templates. Each data field has a clear explanation of what the field is supposed to contain, its format, whether it

  • Company Bulletin
Everything You Need to Know About the Securitisation Regulation (STS)

In late 2017, a new securitisation regulation was published in the Official Journal of the European Union. It outlined the EU’s efforts to establish a capital markets union, by creating

  • Data in Use
Auto loans: Electric cars vs. Conventional cars

Are electric cars the future? Are they a (relatively) safe bet for investors in European Auto ABS? By analysing more than 22 million auto loans stored in our unique database

  • Data in Use
Auto loans: did you know how income impacts loans across Europe?

By analysing more than 4.7 Mio Auto loans stored in our unique database and securitised between 2008 and 2017, we are able to observe the Original Loan to Value (OLTV)

  • Data in Use
“I need a loan”: Insights on how people use loans and credit

In today’s world, most people have to borrow money and take out loans at some point in their lives. It may be a mortgage for a house, a car loan

  • Data in Use
Insights on the Original Loan to Value (OLTV) in France

By analysing more than 2.6 mm RMBS loans originated in France and securitised between 2013 and 2016, we are able to identify the relationship between the OLTV distribution and the